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If you have an injury due to an accident and you have hired a Vancouver injury lawyer, you may be wondering what you can do about money. Perhaps you are still in the hospital or maybe you are at home and you’re not allowed to return to work. Figuring out how you can stay afloat financially can be frustrating, upsetting, and difficult. However, if you aren’t able to go back to work right away, there are some sources for money that you can turn to. Here is a look at some of the possible money sources to consider if you can’t go back to work.
Private Insurance Benefits
The first money source to consider is any private insurance benefits that you may have. Try to find out if you have any benefits that you can claim through your job, your spouse, or any other source. You may have both short term and long term disability benefits that are available to you. These benefits will take care of lost wages, or at least some of them, after you have been in an accident. If you do have any of these benefits, apply right away. Of course, usually the doctor will have to fill out some forms for you to receive benefits. The only problem here is while you have to have money to pay your Vancouver injury lawyer and money to live, you may be waiting a few weeks to get the benefits you need. This can be tough financially.
Employment Insurance
Another option that you should be applying for, even if you have private benefits, is employment insurance. The government provides this insurance and you’ll be able to quickly discover if you are qualified to get this type of help. Usually you won’t receive the entire amount you were earning and you won’t get benefits for the first couple of weeks that you are off the job. If you end up getting compensation later for this injury, then this money that you get from employment insurance will have to be paid back. Usually it’s a good idea to talk to your Vancouver injury lawyer about this so you know what will happen if you do win your injury case.
ICBC
For those who don’t qualify for employment insurance and those who don’t have any private benefits, then you can try to get benefits from the ICBC. When you file an injury claim, you’ll have to fill out the form known as CL22. You can get coverage for wages that you have lost and even if you are a homemaker, you can get money to pay someone to come in and work in the home doing all the tasks that you usually do. Quick payment is one of the benefits of ICBC. The problem with this income source is that they’ll only provide a certain amount per week, which may not be enough to help you financially.
Of course, these aren’t the only ways to get some income as you are dealing with an injury. Some of the other options include disability benefits, using vacation time and sick days at work, taking out loans, and checking with BC employment and assistance. Consider checking with your Vancouver injury lawyer as well. Your lawyer may be able to guide you towards other options that may help you out financially.
